What is the most important thing in getting out of debt?

(Select your one most appropriate answer)

To always pay back more than required minimum payment
To spend money for only the most needed things, and to set aside everything left
To refinance the debt to obtain much lower interest rates
To never apply for new credit
To work more and harder than usual to earn more and to pay off the debts faster
To move to a smaller house to have more money for paying the debts off
To do everything specified above

Number of votes: 0

This poll has been opened since September 2009

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