What is the first step one should make to get out of debt?

(Select your one most appropriate answer)

To pray God to help him/her to get out of this dependency (debt)
To move to a smaller house
To refinance the debt
To find a better-paid job
To cut all expenses heavily
To start paying back more than required minimum payment
To make himself/herself very determined to get out of debt as soon as possible
To firmly decide to never apply for new credit
To start working more and harder than usual to earn more

Number of votes: 2

This poll has been opened since September 2009

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